We have professional indemnity insurance giving cover for claims against the firm. Details of this insurance, including contact details of our insurer and the territorial coverage of the policy, can be inspected at our office or made available on request.

We will not be liable for any consequential, special, indirect or exemplary damages, costs or losses, or any damages, costs or losses attributable to lost profit or opportunity.

Our liability shall be limited in accordance with the limitations of our Professional Indemnity Insurance Policy which currently stands at £2m but which may vary from time to time. We may act on transactions at a higher value than the current limit of our Professional Indemnity Insurance Policy with your agreement, however we will write to you for confirmation that in those cases you understand that:

• If you ever found cause to make a claim against this firm for negligence or otherwise and your claim was accepted, then the most that would be paid by our professional indemnity insurers in respect of your claim would be £2M.
• Similarly, any successful claim against the Council for Licensed Conveyancers’ (“the CLC”) Compensation Fund (of last resort) would be capped at £2M.
• In both cases, the £2M cap applies even if the loss suffered by you was more than £2M.
• Any successful claim against our professional indemnity insurers would make you ineligible to also claim against the Compensation Fund.

We can only limit our liability to the extent the law allows. In particular, we cannot limit liability for death or personal injury caused by negligence.

Please ask if you would like us to explain any of the terms above